The Senior Analyst, Credit Risk will conduct in-depth financial analysis for Broadstone Net Lease. This position will support the timely and accurate production of detailed financial analysis and prepare and present financial reports, findings, and recommendations to inform decision making. The ideal candidate will be experienced in financial statement analysis and evaluation methods; have excellent writing, presentation, and interpersonal skills; be able to communicate and work well with internal colleagues and external tenants at all levels; and desire to advance one’s and others’ knowledge through data analysis. This position reports to the Vice President, Credit Risk and can be based in Rochester, NY or Phoenix, AZ.
Essential Job Duties and Responsibilities:
- Complete comprehensive analysis on prospective and existing tenants to identify trends, measure performance, assess financial strength, and identify potential risks
- Compare financial statements of tenants being evaluated with those of similar establishments in the same industries and markets
- Maintain financial reports that summarize the overall financial position of the tenant portfolio
- Track industry trends and tenant news
- Translate data into clear, concise written and verbal presentations of findings, analyses, and recommendations to senior management
- Build and maintain tenant relationships
- In collaboration with VP, Credit Risk prepare applicable portfolio credit information to be included in various Board of Director and Investment/Portfolio Review Committee reporting
- Perform sensitivity analysis to assess how variations in modeling assumptions impact the tenant’s financial performance
- Interface closely with finance, underwriting, acquisitions, and property management team members
- Develop and improve tenant financial analysis tools, procedures, and reports
- Execute duties and maintains standards in accordance with company policies and procedures
- Assume additional duties as required
- Overtime hours may be required as job duties demand
Skills/Qualifications:
- High proficiency in MS Office Suite (Word, Excel, Outlook, PowerPoint) with advanced Excel skills
- Strong financial analysis skills with an in-depth ability to read, evaluate, and understand internal and audited financial statements and SEC filings
- Strong quantitative and qualitative analysis, data manipulation and due diligence skills, with the ability to apply data management skills to complex business situations
- Strong knowledge of financial ratio analysis and GAAP accounting
- Understanding of finance, real estate, and capital markets terms and concepts
- Extremely detail-oriented with excellent organizational and planning skills
- Experienced information gathering and information monitoring skills
- Excellent verbal and written communication and presentation skills with ability to effectively present data and findings
- Effective decision-making skills and an ability to perform under deadline pressure
- Able to prioritize and work on multiple analytical projects in a timely manner
- Work well independently and on a team
- Self-starter, but not hesitant to ask for direction as needed
Education/Experience:
- Bachelor’s degree in finance, accounting, or related field from a four-year accredited college or university required
- 3+ years of commercial credit underwriting experience required
- Commercial REIT experience a plus
- Experience with Moody’s Investors Service, and/or S&P tools a plus
- Experience with MRI Real Estate Software and/or Power BI a plus
Environment and Physical Demands:
- Professional office environment with routine use of standard office equipment such as computers, phones, photocopiers, filing cabinets, and fax machine; noise level typical of a standard office environment
- Prolonged sitting, computer and telephone use, as well as standing, filing, stooping, bending, reaching and lifting, and carrying up to 15 pounds
- Ability to travel by plane, train, and automobile and operate a motor vehicle
The above description is not intended to define, in detail, the multitude of tasks that may be assigned, but rather to provide a general sense of the responsibilities and expectations of the position. As the nature of business demands change, so too may the functions of this position.
Our employees are our most valuable assets. To reward their commitment, we strive to provide a competitive and flexible mix of total rewards that have their best interests in mind and enhance our employee-centric culture.
The base salary range for this role is: $70,000 - $85,000. This range is Broadstone’s good faith estimate of the annual base salary it reasonably expects to pay for the position at the time of this posting. There are several factors taken into consideration in making compensation decisions including but not limited to the individual’s experience, skillset, relevant education & certifications, job-related knowledge, location, and other relevant factors identified through the recruitment & selection process.
The stated salary range does not include other forms of compensation or benefits offered in connection with the advertised role, such as performance-based cash bonuses and restricted stock grants. To learn more about Broadstone’s comprehensive total rewards visit www.broadstone.com/careers.
